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cahoot personal loans

Select the loan that suits you best. Choose from a flexible or fixed rate loan.

Flexible loan.

  • They'll let you know your loan limit then you withdraw the money as you need it - only pay interest on what you use.
  • Choose your repayments to suit you and change them as often as you like.
  • You choose what's best for you - extend or settle your loan at any time.
  • 6.9% A.P.R.** - variable..

Fixed rate loan.

  • Get one, fixed lump sum paid into your bank account and know exactly what you've borrowed.
  • pay the same fixed monthly repayments until the loan is paid off.
  • Pick your repayment term over 1-5 years based on your budget.
  • Loan of £2000 to £4999 Typical APR = 8.9%
  • Loan of £5000 to £20000 Typical APR = 5.8%

*The rate you get will be based on the amount you request, your credit rating and credit history. The typical rate reflects a rating we anticipate offering to the majority of new cahoot customers.On a typical £5000 loan over 3 years the monthly repayments on 5.7% Typical APR will be: Without Insurance = £151.11 With Insurance = £166.98

**Typical 6.9% APR (variable) special limited offer. The rate you get will be based on the amount you request, your credit rating and your credit history. The typical rate reflects a rating we anticipate offering to the majority of new cahoot customers. The rate you will pay after one year will be the rate then applicable to the cahoot flexible loan.

cahoot current accounts

cahoot Current Account - in tune with the way you live! High "in-credit" rates - at present up to 4.0% AER for accounts without chequebook and 3.90% AER for accounts with chequebook.. Automatic £250 interest-free overdraft. Simple steps to switch to cahoot. Free purchase protection. Maximise on your interest; transfer any excess credit each month to your cahoot savings account. Bank online or use mobile banking and automated telephone services, 24 hours a day. Receive personalised account alerts via email and mobile text messaging. Use over 700,000 VISA cash machines worldwide. Free use of 41,000 LINK machines in the UK.

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REMEMBER, YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.